Open your first investment account

A money market fund is the classic first step: your money earns daily interest, stays accessible, and is held by a regulated fund manager. Pick one below and apply on the provider's own official site, it takes about 10 to 15 minutes.

1

Get your documents ready

Every fund asks for the same five things. Tick them off below.

2

Pick your fund

Compare the four options. There is no wrong choice, all are regulated.

3

Apply on their official site

Our link takes you to the provider. Your money goes to them, never to us.

Step 1 · Have these five things ready

The same documents work for every fund on this page, gather them once.

Step 2 · Pick your fund

All four are regulated money market funds. Choose the name you trust or the sign-up experience you prefer.

Money market fund

Etica Money Market Fund

A modern, digital-first Kenyan fund manager. Open the account and manage everything from your phone.

Open my account

Sign in first if you want Money-Wise to track and support your application.

Opens Etica Money Market Fund's official secure application

Learn about this fund first

Money market fund

Sanlam Money Market Fund

A money market fund from one of Africa's largest financial services groups.

Open my account

Sign in first if you want Money-Wise to track and support your application.

Opens Sanlam Money Market Fund's official secure application

Money market fund

CIC Money Market Fund

A well-established Kenyan insurer and asset manager, with account types for individuals, couples, children and students.

Which account do you need?

Open my account

Sign in first if you want Money-Wise to track and support your application.

Opens CIC Money Market Fund's official secure application

Money market fund

Old Mutual Money Market Fund

A long-standing pan-African financial group and a widely trusted money market option.

Open my account

Sign in first if you want Money-Wise to track and support your application.

Opens Old Mutual Money Market Fund's official secure application

Learn about this fund first

Why apply through these links?

These are the official Money-Wise (RH Group) agency links. You get exactly the same product, rates and fees as walking in yourself, the difference is that our team can see your application went through and help you if anything gets stuck. Your money never passes through Money-Wise: you pay the fund provider directly, and only the regulated provider holds your investment.

Applying through this link registers you under the Money-Wise (RH Group) agency: same product, same rates and fees, plus our team can support you if you get stuck. Your money goes directly to the regulated fund provider, never to Money-Wise. Returns change with the market and are not guaranteed.