Values Clarification

Money follows values — whether you've named them or not. Let's name yours.

Tap everything that genuinely matters to you

Pick 10. Don't overthink — your gut knows.

/10

Now the hard part — release five

Keep only the 5 you couldn't live without.

/5 kept

Rank them — tap in order of importance

First tap = #1, your north star. Tap again to undo.

Your money compass

Every budget line, every investment, every "yes" and "no" — measured against these five.

Put it to work this week

  • Open last month's M-Pesa statement: does your spending match your #1 value — or fight it?
  • Name one expense that serves none of your five values. That's your first cut.
  • Set one financial goal that directly feeds value #1 — then size it in the Wealth & Goals planner.

Keep my compass

Set value-driven goals